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NerdWallet rating NerdWallet's ratings are determined by our editorial team. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Crypto is also not insured by the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation, meaning you should only buy crypto with an amount you're willing to lose. A cold wallet is a small, encrypted portable device that allows you to download and carry your Bitcoin. No consumer protection.
